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Get materials upfront, pay later with Billd

Purchase supplies today with the flexibility to pay over time.

  • 120-day terms for material purchases with your suppliers
  • Same day turnaround - enrollments & funding requests
  • Instantly take on bigger projects at faster speeds
  • No surprises or hidden fees - simple payment terms

How it works

Quickly enroll online and get approved in less than 24 hours.

1. Easy, risk-free enrollment

Once a material purchase has been finalized, Billd is notified and pays supplier directly.  

2. Create a material purchase

Billd with confidence and take control of your cashflow with a 120-day term. 

3. Take on more projects

  • Years in business
  • Minimum of $500,000 annual revenue
  • FICO score
  • Must be a commercial project

Enrollment eligibility for contractors

Eligibility is based on a number of factors such as:

Discover the new payment solution designed specifically for construction purchases

Are you a material supplier?

  • Billd pays suppliers for materials upfront (with no recourse)
  • Increase order values & sell to a larger contractor base
  • Diminish payment risk & speed up cashflow
  • Reduce the operational burden of collections, filing liens, and credit monitoring

About Zip Loan

Zip Loan is a leading provider in retail consumer financing, offering a wide variety of flexible payment plans for our members. In addition to providing installment and lease credit, and private label revolving credit Zip Loan offers a diversity of credit promotions, thanks to our network of financing companies.


Our available financing services not only provide flexible payment plans for your customers, but they also provide our members leverage when it comes to bringing in more sales.

Zip Loan has partnered with Billd to offer a payment solution built specifically for their customers. Paying with Billd enables you to purchase materials upfront with the flexibility of longer terms and the confidence of clear, straightforward repayments.

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